It is possible for them to hack into your phone when you're using cellular data, too, but that is much harder to do. Public Wi-Fi might enable you to save your monthly cell phone data, but it also makes it much easier for hackers to access your phone and see what you're doing. Using your mobile banking app on public Wi-Fi You can also try going to your bank's website and clicking on the link to the download page for its mobile app to make sure you're using the right one. Always read reviews and make sure you're dealing with the real app for your bank before downloading one or trying to log in. Once they have that information, they can turn around and use it to access your real bank account and take out your money. Some scammers have created fake mobile bank apps to get you to enter your password and other private details.
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